Blog

January, 2012

The History of Banking: Not As Dry As You Might Think
January 30th, 2012 12:47 pm
The history of banking — on the surface, those four words send many running for the hills. The history of banking? Yikes. Right up there with the history of algebra, of paper, of weaving…each perhaps just a little dry. But the history of banking actually is a fascinating subject. Really. Think of it. The ancient Romans are credited with creating formal banking as we know it today. The Knights Templar essentially ran a bank. (Imagine your banker riding his steed across a continent protecting...
Banking Terms Made Palatable, Vol. 1
January 24th, 2012 2:00 pm
People say bankers never have any fun. Posh. At Centennial, we may have to return a check for lack of funds, but we'll never return a joke for "insufficient funs." Indeed, boom goes the dynamite. Just take a look at how much fun can be had with otherwise boring and tedious banking terms. Think of what follows as an education…(cue Kevin James)…in fuuun. We now present the first installment of... Banking Terms Made Palatable…Palatable….Palatable…Palatable This...

December, 2011

The Right to Free Checking
December 22nd, 2011 10:50 am
In a free-market system where banks compete for customers, consumers sometimes see free checking as a birthright, akin to the very foundations of our society: the right to free speech; the right to vote; the right to worship as one chooses; the right, my brothers and sisters, to call the Hogs. These days, the issue of free checking seems to have banks falling all over themselves. Check out this post from BankRate.com that examines just how much it costs banks to maintain free checking accounts....
Holiday Gift Cards
December 7th, 2011 10:50 am
Finding the perfect gift just got easier! Everyone enjoys the convenience of a Visa Gift card. Now Centennial Bank brings you the convenience to your nearest branch. Drop in and purchase a holiday gift card anywhere from $25 to $500.  It’s the ideal choice for birthdays, holidays, weddings, and all your gift-giving occasions. Discover the advantages: Flexibility: Recipients can buy what they want, when they want—whether shopping online, in person, or by phone. Protection:...

November, 2011

College Saving Tips!
November 28th, 2011 3:03 pm
Many college students are finishing up their first semester of college, and, as they probably found out quickly, it’s not cheap to live outside mom and dad’s nest. While college is the one of the few times in a person’s life it’s acceptable to be broke, it’s important to keep a savings account in mind. Ideally, a college student’s savings account is one that has been growing since youth. Perhaps it was started by mom or dad or, even, grandparents. As time...
Choices...
November 22nd, 2011 11:19 am
We can all agree that people appreciate having options. Like single-cell amoeba and salesmen, they blanket the earth. Choices are the foundation of daily existence for beings on this planet, human and non-human alike. And that's the way we like it. In the course of a day, typical choices for a human being in this part of the world might include….Do I take Markham or Cantrell to work today? Do I want a burger or Mexican for lunch? Do I stay at the tailgate right up 'til kickoff...
Centennial Continues to Grow!
November 21st, 2011 8:30 am
Centennial Bank, a wholly-owned subsidiary of Home BancShares, Inc. is excited to announce a strategic expansion that will lead to the addition of 17 convenient bank locations in the Gulf Coast communities of Baldwin City, Ala. and the Florida Panhandle. The expansion extends the Centennial Bank footprint into Alabama and increases its current presence in the Florida Panhandle. For additional information and details regarding the expansion, visit the “Investor Relations” section at...
"Penny" Visits Stenstrom Elementary
November 17th, 2011 12:28 pm
Centennial Bank's "Penny" made an appearance at Stenstrom Elementary for their "Teach In" program on Tuesday.  Penny was able to visit with Mrs. Forbus's Kindergarten class as well as Mrs. Ellis's Fifth grade class.  Centennial donated some First Account saving kits along with pens and pads and taught lessons about banking and the banking system.  Thanks to all the teachers and kids for such a fun event!  
Centennial Partners with Florida Keys Healthy Start to Promote Car Seat Safety
November 9th, 2011 11:42 am
The Florida Keys Healthy Start Coalition has partnered with Centennial Bank to promote child passenger safety.  Certified technicians inspected the car seats of any parent who brought their car, child, and seat to Centennial Bank locations, most recently at the Key Largo branch. Techs and fire department personnel worked with parents to properly fit the seat into their car, and the child safely into the seat. Many seats did not pass inspection and low cost, certified car seats were available...
Centennial Bank Gets Groovy at the Edison POPS at Sunset Concert
November 7th, 2011 1:16 pm
Centennial Bank was a sponsor of the 16th Annual Edison POPS at Sunset Concert to benefit the Charlotte County Campus of Edison State College on Saturday, October 15. The Charlotte Symphony Orchestra’s theme this year was “Dance the Night Away.” The almost 1000 guests were encouraged to decorate their tables to add to the festive evening … and the Centennial Bank staff choose a DISCO theme! Proceeds from the event benefit the Richard D. Yarger Charlotte POPS Scholarship...

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NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS

All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules.


The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts.

For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.

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