Centennial Bank Visa Gift Cards make shopping easy!
With Grads to buy for and Father’s Day just around the corner, a Centennial Bank Visa Gift Card makes a great gift.
Pick one up today at a Centennial Bank near you!
Archive for the ‘Featured’ Category
Looking for the perfect gift?
Tuesday, May 15th, 2012Centennial Bank Visa Gift Cards make shopping easy!
Stuck on a Truck 2012 has begun!
Thursday, May 3rd, 2012
Contestants are in place and all hands are on deck as they battle for the 2012 Ford F-150. Follow the contest live via our webcam.
Latest Qualifiers for Stuck on a Truck
Tuesday, April 17th, 2012Congrats to the latest qualifiers for Stuck on a Truck! The competition is right around the corner!
Amy Fletcher, Charlie Wagner, Keri Davidson, Johnny Tipton, Jumbo Cauthem, Melissa Wyles, Billy Brown, Lucas Law, Renee McGhee, Leanna Higginbotham, Whitley Wallace, Ronny Upson and Stephanie Henson.
Want to win a 2012 Ford F-150? Be sure to register at a drawing location and listen to The Point 94.1 FM to hear if your name is called. When a name is announced, that person will have 9 minutes and 41 seconds to call The Point 94.1 at 501-433-0094 or 1-800-844-0094 to qualify for a chance to compete in Stuck on a Truck at Toad Suck Daze. A total of 60 names will be selected randomly from all drawing locations and announced on The Point 94.1 by April 20.
Congratulations to the following on qualifying for Stuck on a Truck
Friday, April 6th, 2012Matt Grissom, Kayla Scott, Luke Martin, Clint Evans, Ginger King, Ryan Garrett, Jason Hocott, Brandon Curtis, Amy Fletcher, and Jason Beck.
Want to win a 2012 Ford F-150? Keep listening to The Point 94.1 FM to hear if your name is called. When name is announced, that specified person will have 9 minutes and 41 seconds to call The Point 94.1 at 501-433-0094 or 1-800-844-0094 to qualify for a chance to compete in Stuck on a Truck at Toad Suck Daze. A total of 60 names will be selected randomly from all drawing locations and announced on The Point 94.1 by April 20.
Absolute Auction: 55+ Florida Properties
Monday, April 2nd, 2012Have you always dreamed of owning property in beautiful Florida? Now is the time to make that dream a reality! Centennial Bank will have an Absolute Property Auction for bank owned real estate in the North Florida area. The Auction will be held on Thursday, April 12, 2012 at 1:00 p.m. eastern time at the Hotel Duval located at 415 N. Monroe Street, Tallahassee, Florida. Can't make it to the live on-site auction in Tallahasse? No problem! On-line bidding will be available to purchase these bank owned properties. John Dixon & Associates will conduct the Auction.
For more information about the auction as well as a detailed list and information for the specific properties, go to http://www.johndixon.com/ .
Centennial Bank has additional bank owned properties for sale which are not included in the Auction. Customers can view our entire portfolio of available bank owned properties at Bank Owned Real Estate – My100Bank.com Bank employees are not eligible to participate in the Auction and/or purchase bank owned properties sold in an Auction.
Why We Don’t Post Interest Rates On Our Website… (And Other Thoughts)
Friday, February 17th, 2012Banks.
Harborers of secrets…enablers of kings…golfing by 3, right?
No, no and well, no comment. Many people have questions about banks….their origins, their practices. Those dapper suits.
We watch the History Channel too, and we know all about the Knights Templar and how that clandestine outfit introduced modern banking as we know it. And don’t get us started on Freemasons and Ancient Aliens….(see our History of Banking post for more on that…)
We know that sometimes banks can seem clandestine themselves. A customer recently asked us "why we don’t post interest rates on our web site". Well, it's not to make things harder on our customers, we promise.
Let's face it. Banking is a customer service game as much as any, and our focus truly is on providing the best customer service in the industry. The reason we don’t post interest rates, for example, is simple — rates are subject to change and vary by geographic location.
When you have locations stretching from Arkansas to coastal Alabama and down to the Florida Keys, rates won't be the same. And they do tend to fluctuate. Rather than run the risk of providing a source of confusion, we simply ask our customers to call a toll-free number — wait, I have it right here…1-888-372-9788 — and find out specifics about rates in your area. Or ask us anything else (you know, best local courses to play on Friday afternoons…wait, scratch that) — we're here to serve.
That may sound corny, but it's sincere. Now, just don't ask us to explain the Freemasons….
The History of Banking: Not As Dry As You Might Think
Monday, January 30th, 2012The history of banking — on the surface, those four words send many running for the hills. The history of banking? Yikes. Right up there with the history of algebra, of paper, of weaving…each perhaps just a little dry.
But the history of banking actually is a fascinating subject. Really. Think of it. The ancient Romans are credited with creating formal banking as we know it today. The Knights Templar essentially ran a bank. (Imagine your banker riding his steed across a continent protecting bags of gold and wacking heads in the process.) Kings of old bankrupted entire countries, abusing their own banks to fund wars and chase treasure.
That's good stuff….
The fine folks at Investopedia wrote a really good narrative on the history and evolution of banking, tracing its roots in ancient temples to the modern system in use today.
Again, good stuff.
At Centennial, our history is a little less nuanced. Chartered in 1999 and starting out as a hometown bank in Conway, Ark., we've held on to that hometown ideal while growing throughout central Arkansas and across Florida, from the Panhandle to the Keys (with more locations to come…).
So, think of us as your banking knights protecting our hometowns from usury, bad customer service and unnecessary fees.
Banking Terms Made Palatable, Vol. 1
Tuesday, January 24th, 2012People say bankers never have any fun. Posh.
At Centennial, we may have to return a check for lack of funds, but we'll never return a joke for "insufficient funs."
Indeed, boom goes the dynamite.
Just take a look at how much fun can be had with otherwise boring and tedious banking terms. Think of what follows as an education…(cue Kevin James)…in fuuun.
We now present the first installment of…
Banking Terms Made Palatable…Palatable….Palatable…Palatable
This week's entries:
-
Future Dating
-
Regulation Q
Future Dating:
For dads with 13-year-old daughters, future dating is the leading cause of stress in the United States.
For banking customers, future dating is what takes place every other Friday at most offices in the western world. Ladies and gentlemen, we give you direct deposit.
In the banking world, that's what future dating is. According to our good buddies at Investopedia, future dating is "crediting a bank account to which the funds will be made available at a later date…"
And they add that future dating now is popular among government transactions as well.
"Commerce, this is Defense. Dinner. You, me. I'll pick you up at 8…"
Regulation Q:
A requirement by Her Majesty's Secret Service that James Bond send thank-you notes to Quartermaster for the special gadgets and weapons developed and used in successful missions. (It helps to know a little James Bond, folks. Learn up here.)
In the banking world, Regulation Q is simple. It's a Federal Reserve regulation that caps the interest rate banks can pay on savings deposits. Investopedia says this rule was implemented to prevent loan sharking, but alas, offers no explanation as to the title. Regulation Q? Really?
Tune in next time for another installment of Banking Terms Made Palatable, where we just may visit fun concepts like "belly up" and "easy money"….They're actual banking terms, people, we promise.
Holiday Gift Cards
Wednesday, December 7th, 2011Finding the perfect gift just got easier!
Everyone enjoys the convenience of a Visa Gift card. Now Centennial Bank brings you the convenience to your nearest branch. Drop in and purchase a holiday gift card anywhere from $25 to $500. It’s the ideal choice for birthdays, holidays, weddings, and all your gift-giving occasions. Discover the advantages:
- Flexibility: Recipients can buy what they want, when they want—whether shopping online, in person, or by phone.
- Protection: It’s safer than cash and can be replaced if lost or stolen. Plus, it provides the protection and security features you've come to expect from Visa.
- Choice: Visa Gift cards can be used everywhere Visa debit cards are accepted – that means millions of places to choose the perfect gift.
And because it’s a prepaid card, spending is limited to the amount of money placed on the card for your recipient.
Want to purchase Visa Gift cards in larger quantities?
At Centennial Bank, we can accommodate the purchase of several cards. The flexibility of Visa Gift cards makes them perfect for employee incentives or customer rewards.
Already have a Visa Gift card?
Verify your remaining card balance to ensure that your next purchase transaction is approved. You may call our toll-free number at 1-888-372-9788 and ask a customer service representative to help you!
Member FDIC
College Saving Tips!
Monday, November 28th, 2011Many college students are finishing up their first semester of college, and, as they probably found out quickly, it’s not cheap to live outside mom and dad’s nest. While college is the one of the few times in a person’s life it’s acceptable to be broke, it’s important to keep a savings account in mind.
Ideally, a college student’s savings account is one that has been growing since youth. Perhaps it was started by mom or dad or, even, grandparents. As time went on and the pennies added up, and, if it wasn’t used for that first car, it’s grown into a nice little nest egg in time for college.
Suddenly, with books, supplies and food to buy that nice stash of money looks tempting to tap into. However, with a down economy and a suffering job market, there’s a chance that savings account will benefit a student more after college than during.
With that in mind, here are a few tips to continue to bolster that savings account while attending college.
- Pay on that credit card every month – Unlike a debit card, it’s nice to be able to swipe a credit card and not have the transaction directly affect your checking account. However, paying nothing more than the minimum every month on the card’s balance will hurt you in the long run.
- Save your change – Don’t leave that piggy bank at home! Take it to college and put your pocket change in it every night. Glue the plug shut so you won’t be tempted to reach into it. Change adds up to real dollars in a hurry.
- Avoid late night meals – Late night runs with friends to fast food joints are a timeless college tradition. Go ahead and tag along, but don’t eat. Not only will you save the money, you’ll avoid those extra pounds.
- Cut coupons – Your grandparents probably do this, and you probably laugh at them. But coupons are easy to find – check out the free newspapers on campus – they save real money at the grocery store/
- Eat cheap food – It’s not mom’s home cooking, but Ramen noodles, Easy Mac and oatmeal will fill you up and save you cash.
- Brew your own coffee – We all know those all-nighters are easier with a cup of java, but instead of the $4 cup from the campus coffee shop, how about snagging mom and dad’s old coffee maker and a $0.99 can of coffee from the store?
- If you eat out, look for the deals – When you do decide to join friends for a meal out, check the newspaper and restaurant marquees for deals. College bars and restaurants have great specials almost every day and night. Take advantage!
Centennial also offers customized college savings accounts that are designed with the college student in mind! Check out some of our savings account options or get in a touch with a Centennial banking officer today to find out more!
CENTENNIAL BANK TOP 100 REASONS
#24 - I don't have to fit into a certain box. Centennial offers case-by-case reviews of their accounts.
